Guide
Low Minimum Deposit Casinos
Bank transfers are now cheaper for some players at minimum deposit casinos. Several banks and e-wallets in the Philippines have recently reduced or waived fees for InstaPay and PESONet transactions.
On this page · 4 sections
Casinos with low minimum deposits in the Philippines
Ranked by odds.ph · updated
- Editor's pick

1xBet
Welcome bonus up to ₱8,888
- Min. deposit ₱100
21+ · T&Cs apply · Play responsibly
- Accepts GCash

Bet88
100% welcome bonus up to ₱8,888
Claim bonusRead Bet88 review21+ · T&Cs apply · Play responsibly
- Accepts GCash

Melbet
200% welcome bonus up to ₱102,500 + 290 free spins
- Min. deposit ₱25
- 290 FS
21+ · T&Cs apply · Play responsibly
Welcome offers are set by each operator and can change without notice. Read the full terms on the operator's site before you deposit. Gambling is for adults 21 and over. See betting FAQs.
Who charges what per transfer
BPI announced a permanent waiver of fees for all InstaPay and PESONet transfers to other banks and e-wallets, beginning July 1. The bank previously charged P10 for InstaPay transfers and P50 for PESONet. Meanwhile, the RCBC Pulz app will let users make up to 30 free InstaPay transfers per month.
Maya and GCash have both cut InstaPay fees to only P10, down from P15 previously. Maya retains free transfers for Maya-to-Maya and PESONet transactions. GCash's discount applies to InstaPay transfers up to the PHP 50,000 limit. UnionBank, PNB and BDO have also made transfer services free.
InstaPay or PESONet for a small deposit
However, fee reductions are uneven — some institutions have permanent waivers, others have monthly caps, and some only lowered charges. There is still no uniform free-transfer regime.
InstaPay is used for small, urgent transfers with a per-transaction limit of PHP 50,000, operating 24/7 including weekends and holidays. On the other hand, PESONet has three clearing cycles at 10:00 AM, 1:00 PM and 4:00 PM. Online casino players should check their institution's PESONet advisory carefully.
What a PHP 10 transfer fee takes from a small deposit
| Transfer | Fee share | Left to stake | Spins at PHP 5 |
|---|---|---|---|
| PHP 100 | 10% | PHP 90 | 18 |
| PHP 200 | 5% | PHP 190 | 38 |
| PHP 500 | 2% | PHP 490 | 98 |
| PHP 1,000 | 1% | PHP 990 | 198 |
| PHP 5,000 | 0.2% | PHP 4,990 | 998 |
Example. PHP 10 fee and PHP 5 spin assumed.