Guide
Blackjack
The casino must pay out for blackjack: a 2-card count of 21 (ace + 10 card). In many casinos, a blackjack pays 6:5 or even 1:1. Switching from 3:2 to 6:5 increases the house edge by 1.39%. Atlantic City house edge is 0.43% compared to 0.28% in liberal Vegas rules.
On this page · 7 sections
Where to play blackjack in the Philippines
Ranked by odds.ph · updated
- Accepts GCash

Bet88
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Megapari
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Melbet
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Welcome offers are set by each operator and can change without notice. Read the full terms on the operator's site before you deposit. Gambling is for adults 21 and over. See betting FAQs.
What the deck count changes
Single deck blackjack has a change in player return of +0.48%. Double deck shifts it to +0.19% across tables using from 1 to 8 decks. All other things equal, using fewer decks decreases the house edge.
Blackjack and bonus wagering
Blackjack games typically do not contribute 100% towards wagering requirements for bonuses.
Doubling down
Increase the initial bet by 100% and take exactly one more card. The best time to utilise doubling down is when your starting hand totals 11. There’s a strong chance your next card will be a 10, giving you 21.
Insurance
If the dealer shows an ace, an "insurance" bet is allowed. Insurance is a side bet that the dealer has a blackjack. The dealer has a blackjack less than one-third of the time. This costs half your original wager and refunds you if the dealer has blackjack.
What a table rule costs per PHP 100,000 wagered
| Rule | Player return | Long-run change |
|---|---|---|
| No doubling allowed | -1.48% | -PHP 1,480 |
| Blackjack pays 6:5 | -1.39% | -PHP 1,390 |
| Dealer hits soft 17 | -0.22% | -PHP 220 |
| No double after a split | -0.14% | -PHP 140 |
| Late surrender against a ten | +0.07% | +PHP 70 |
| Double deck | +0.19% | +PHP 190 |
| Early surrender against an ace | +0.39% | +PHP 390 |
| Single deck | +0.48% | +PHP 480 |
Example. PHP 100,000 wagered assumed. Against eight decks, dealer stands on soft 17.
What a blackjack pays on a PHP 1,000 bet
| Payout | Win | Player return |
|---|---|---|
| 3:2 | PHP 1,500 | Standard |
| 6:5 | PHP 1,200 | -1.39% |
| 1:1 | PHP 1,000 | -2.27% |
Example. PHP 1,000 bet assumed.
